10 Things Auto Insurance Companies Don't Want You to Know
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| 10 Things Auto Insurance Companies Don't Want You to Know |
1. You can hire a lawyer to represent you right after your crash.
You don’t need to wait until claims adjusters or insurance agents contact you to hire a lawyer. You can hire a lawyer right after your crash. After you call your agent to report the crash, make your next call to a lawyer who can defend your rights and protect your case.
2. Insurance companies may try to low-ball your settlement.
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| 10 Things Auto Insurance Companies Don't Want You to Know |
You may have the right to more money than you realize under the terms of your policy. Insurance companies may not provide this information to you. If you hire our lawyers, they will carefully read your auto policy to make sure you get all of the money available to you.
If you got your auto policy in a no-fault state, you may have the right to money for medical expenses, cost of care, and loss of income. There are usually minimum levels of coverage required under the law, but you may have purchased more coverage. We will work to get you all of the money available to you. Open the next page to see more
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3. The other driver's insurance company is not your friend.
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| 10 Things Auto Insurance Companies Don't Want You to Know |
After an accident, you will likely receive a phone call from a claims adjuster representing the other driver's insurance company. Don't be fooled by the friendly voice of the claims adjuster. Their objective is to obtain information from you to protect you and limit the amount that the company will have to pay you.
If the other driver insurance expert asks you how you are doing or if you have other questions about your accident, do not answer. Ask them for their phone number and let them know that their lawyer will contact them. If you have already hired a lawyer, please provide the name and phone number of your lawyer. Once you have an accident lawyer for your personal injury claim, they are no longer supposed to contact you. Open the next page to see more
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4. If your insurance company rejects your claim, you can defend yourself.
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| 10 Things Auto Insurance Companies Don't Want You to Know |
When you signed your insurance policy, you signed a contract with your insurer. Your contract requires the insurance company to act in "good faith". If your insurance company mistakenly denies your claim or does not pay the benefits you are supposed to receive, you are acting in "bad faith" and breaching this contract. Our lawyers can take legal action in "bad faith" on your behalf to have the insurance company pay you the money you deserve. Open the next page to see more
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5. Insurance companies may try to get you to sign your rights.
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| 10 Things Auto Insurance Companies Don't Want You to Know |
You should not sign anything related to the accident without first consulting a lawyer. Without knowing it, you can sign your rights. Open the next page to see more
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6. You could have a case even if you were at fault.
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| 10 Things Auto Insurance Companies Don't Want You to Know |
Even if you were at fault, you can recover some money if another driver was more than 50% responsible. This is called "comparative failure". For example, driver A accelerated with a green light when driver B, who was also accelerating, passed a red light and crashed against driver A. Suppose a jury found that driver B was 70 %. of the fault and that the verdict was $ 100,000 in favor of driver A. Due to the partial failure, driver A would only get $ 70,000 from this. Open the next page to see more
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7. You can have a second test after your "unfavorable test".
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| 10 Things Auto Insurance Companies Don't Want You to Know |
If a company tells you that to get benefits, you need to go to a doctor chosen by the company, you will need to be examined by the doctor. This is called an "undesirable examination" because it has no say in the selection of the doctor. The insurance company works and pays the doctor, and the purpose of the exam is not to help you get better. If you refuse to take the exam, the company may suspend your services. Before taking the exam, contact your lawyer.
Just because you go to the doctor at the insurance company doesn't mean you can't see another doctor who is concerned about your recovery. Our lawyers have a network of trusted doctors concerned with the well-being and recovery of their patients. When these doctors examine you, they will give you a fair assessment of your injuries and recommend a course of action. We use these exams as proof of injury and work to provide our clients with the care and compensation they need. Open the next page to see more
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8. Your case may be worth more than what the insurance expert says.
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| 10 Things Auto Insurance Companies Don't Want You to Know |
Unless you are an insurance expert or a personal injury attorney, it can be very difficult to know how much your accident is worth.
For example, if you have been in a car accident, you may have a few bruises, scrapes, and a herniated disc. You may feel that these injuries are not too serious and you may just want to make money from the insurance company. We do not recommend this. If your minor injuries don't go away, you may need invasive surgery or more extensive medical attention. In some cases, your minor injuries can mask a more serious injury.
If you have agreed to a settlement before you knew the extent of your injuries, you cannot get a second settlement to cover the new costs you have. Our attorneys understand this and can consider potential risks or complications when obtaining settlements for our clients. Open the next page to see more
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9. An investigation by a lawyer can often determine who caused an accident.
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| 10 Things Auto Insurance Companies Don't Want You to Know |
If it's unclear which driver was at fault, you may still have a case. Our attorneys helped people find answers and obtain compensation when the police or sheriff's investigation was unable to determine fault. Our attorneys independently investigate accidents. They hire experts who can investigate accident scenes, inspect vehicles, and use technology to reconstruct the accident. These rebuilds help our attorneys build winning businesses. Open the next page to see more
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10. You have rights after an accident, no matter what happens.
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| 10 Things Auto Insurance Companies Don't Want You to Know |
The best thing to do after a crash is to take action. Evidence may be lost and if you wait too long, you may lose your right to sue for pain and suffering and other damages. Protect your rights by hiring an attorney.
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